Insurance and Fees Therapy

CareFirst BlueCross BlueShield

Azalea Mental Health is an in-network provider with CareFirst BlueCross BlueShield and CareFirst BlueChoice networks, including HMO, POS, PPO, and Regional plans across Maryland, Washington, D.C., and Virginia. We also accept most BlueCross BlueShield affiliate plans from other states through the BlueCard network, as long as clients are residents of Maryland, D.C., or Virginia.

CareFirst logo with blue health and medical icons
Cigna Healthcare logo with a stylized green leaf design above the company name in blue.

Cigna / Evernorth Behavioral Health

Azalea Mental Health is an in-network provider with Cigna / Evernorth Behavioral Health.
This includes most Cigna Commercial (Employer-Sponsored) plans, as well as affiliated networks such as Johns Hopkins EHP, when administered through Evernorth Behavioral Health. Our Cigna / Evernorth coverage is open to residents of Maryland, Washington, D.C., Virginia, and Texas.

Azalea Mental Health is an in-network provider with Sentara Health Plans.
Our Sentara coverage is open to residents of Maryland, Washington, D.C., Virginia, and Texas.

Sentara Health Plans

Tricare East/Humana Military

Azalea Mental Health is an in network provider with Tricare East/Humana military effective 7/1/26. We are also in network with Johns Hopkins US Family Health Plan.

Johns Hopkins Plans

Azalea Mental Health is an in network provider with Johns Hopkins Health Plans, including EHP & USFHP Plans.

We are out-of-network for other insurance plans and carriers, including all Medicaid plans. We have opted out of Medicare. If you make less than 650% of the 2026 Federal Poverty Line, you are invited to apply for a reduced fee. The application form can be accessed here.

Individual Psychotherapy

  • Initial Intake Session — $250

  • Follow-Up Session — $205

Couples Therapy

  • Per Session — $250

United Healthcare

Some of our providers are in-network with UnitedHealthcare / Optum plans. Please contact us for details.

Your per-session cost is determined by your insurance plan. This may include a copay, coinsurance, or deductible, depending on your specific benefits. We’ll verify your coverage and provide an estimate before your first appointment. Payment (or your insurance copay/coinsurance) is due at the time of service.
A credit card on file is required for all clients. We accept all major credit cards, FSA, and HSA cards.You can view invoices, statements, and superbills anytime in your SimplePractice Client Portal.

Out-of-Network & Superbills

If your therapist is not in-network with your plan, you can still receive care at Azalea by paying out-of-pocket.
You may request a superbill (detailed receipt) through your client portal to submit to your insurance for possible out-of-network reimbursement.

Each superbill includes all information required for reimbursement, including CPT codes, diagnosis, provider NPI, and date of service.
Reimbursement rates vary by insurance plan.

Good Faith Estimate (No Surprises Act)

If you are not using insurance, you have the right to receive a Good Faith Estimate explaining the total expected cost of your care before you receive services.

If your final bill is $400 or more above the estimate, you can dispute it.
Learn more at www.cms.gov/nosurprises.

Questions About Billing?

Our billing team is here to help. Our reduced fee application form can be accessed here.
Email hello@azaleamentalhealth.com for questions about invoices, payment, or insurance verification.